At St. Louis Community Credit Union, we believe that banking is a public good. While not all people begin their journey at the same point or with the same advantages, St. Louis Community Credit Union provides adaptive solutions to meet people where they are in their financial journey and equip them with tools and knowledge to achieve personal goals.St. Louis Community Credit Union Response 05/03/2023 St Louis Community Credit Union (SLCCU) exist to increase the standard of living and better the lifestyle of our members.3.44%. 3.50%. Dividend Rates change on a regular basis. Minimum required deposit is $300.00. Penalties will be imposed for early withdrawal. Terms of 3, 6, 9, 12, 24, 36, 48 and 60 months available. Dividends are compounded and credited monthly. All dividends and rates are subject to change. Your savings are federally insured to at least ...One-time Payment by Phone. You can transfer your loan payment from your First Community account by phone using our Express24 Information Line at 636-728-3300 or 800-843-0769. You will need your account number, PIN and loan suffix. Or you can speak to a representative in our Information Center at (636)728-3333 or 800-767-8880.St. Louis Community Credit Union Jan 2005 - Jan 2014 9 years 1 month. President O'Brien Advertising & Communications Apr 1996 - Jan 2005 8 years 10 ...ST. LOUIS COMMUNITY CREDIT UNION. Dec, 31, 2023 — ST. LOUIS COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in SAINT LOUIS, MO with 16 branch locations and about $397.31 million in total assets. Opened 82 years ago in 1942, ST. LOUIS COMMUNITY CREDIT UNION …Mar 28, 2024. The St. Louis Blues and First Community Credit Union today announced a significant expansion of their corporate partnership with a multi-year renewal agreement that elevates St ...Name Address Rating; Winter Wonderland: 9551 Litzsinger Rd, St Louis, MO 63124, USA: 3.8: St Ann Florist: 10446 Saint Charles Rock Road, Saint Ann: 0: Omars: 10111 Saint … We would like to show you a description here but the site won’t allow us. To access the St. Louis Community Credit Union mobile banking app, you must be an SLCCU member. You can get the app by either (1) doing so from your mobile device by visiting the app store or (2) going to www.stlouiscommunity.com, clicking on the Online Banking Box (to the right) and selecting Enroll Now. If you’re ever out and about, so are we! 8 St. Louis Community Credit Union Branch locations in St. Louis, MO. Find a Location near you. View hours, phone numbers, reviews, routing numbers, and other info. No matter where you are in your financial journey, St. Louis Community Credit Union has a selection of checking accounts to meet your needs. Our checking accounts provide convenient access to: Free Online Banking. Free Online Bill Pay. Free Mobile Banking and Mobile Deposit. Free account access by phone. Access your accounts, make payments, and manage your finances online with St. Louis Community Credit Union. Enroll now or sign in to enjoy online banking services, mobile deposit, ATM service, and more. St. Louis Community Credit Union. Chartered in 1942, St. Louis Community Credit Union has been providing financial services the Florissant, MO community for over 82 years. Florissant Branch. 1250 Graham Road, Florissant, MO 63031 (314) 534-7610. Contact & Hours Online Banking St. Louis Community Credit Union is a designated Community Development Financial Institution (CDFI), which means it offers banking products and services to low-income individuals and businesses. New Jersey. Industrial Bank. Personal banking products: Checking accounts; Savings accounts;Wherever you go in St. Louis and beyond, Alltru is right there with you. From our branch locations, to online and mobile banking and 30,000+ nationwide Surcharge-Free ATMs, we’re here to make managing your money easier than ever.According to FDIC data, only 23 out of 5,400 insured financial institutions in the United States were owned and operated by Black people as of 2018. The number of Black-owned banks in America has ...Personal loans can be acquired for almost any need. Updating your appliances, going on a vacation, securing emergency funds for home repairs or medical expenses — we have you covered. Whether you have A+ credit or are working to improve your credit score, we are proud to offer creative solutions for all members at any stage in life. Loan ...Some of our staff volunteered at the St. Louis Area Foodbank this week and processed 15,538 meals for hungry families in our community! Crushing it #CommittedToTheCommunity #CUgiveback Regular Savings. A regular share savings account isn’t just the safest and best place to keep your hard-earned money – it’s the building block of St. Louis Community Credit Union membership. Just $1 – our minimum deposit and minimum balance – establishes your savings account and your share in our cooperative. It’s the gateway to all ... Top 10 Best credit union Near Saint Louis, Missouri. 1 . First Community Credit Union. 2 . Carrollton Bank. 3 . Navy Federal Credit Union. “I happen to love Navy Federal Credit Union. They have very amazing loan rates.” more.St. Louis Community Credit Union 3651 Forest Park Avenue St Louis, MO 63108 (314) 534-7610. Arsenal Credit Union 3780 Vogel Road Arnold, MO 63010 (636) 296-2171. Alliance Credit Union 1280 South Highway Drive Fenton, MO 63026 (636) 343-7005. Infuze Credit Union 5000 Illinois Avenue To access the St. Louis Community Credit Union mobile banking app, you must be an SLCCU member. You can get the app by either (1) doing so from your mobile device by visiting the app store or (2) going to www.stlouiscommunity.com, clicking on the Online Banking Box (to the right) and selecting Enroll Now. If you’re ever out and about, so are we! Savings Account. Whatever your financial goal, St. Louis Community Credit Union offers a variety of savings options to maximize your money’s earning potential and help you realize your financial goals. If you’re looking for a trusted financial institution with whom to save and help grow your nest egg - you have a place with us. CommunityAmerica Credit Union is the largest credit union in Missouri and has a 30-year history serving the St. Louis County community - and we're just getting started.The Credit Union’s NMLS ID number is 509288. For Home Equity Loan Payoff Requests, please fax to 314-329-9896 or email to [email protected]. For Subordination Requests for Home Equity 2nd lien Loans, please email the completed Subordination Request Form, along with the ALL items listed on the form, to …Features. 1.00% cash back on debit card purchases* Cash back earned on up to $1,000 in purchases monthly; Earn up to $120 cash back per year, $10 per month When you belong as a member of St. Louis Community Credit Union, every account holder is an owner. Membership in St. Louis Community Credit Union is open to anyone who lives or works in St. Louis City and those in Franklin, St. Louis and St. Charles counties in Missouri; as well as St. Clair, Madison, Monroe and Jersey counties in Illinois. 7 reviews and 4 photos of St Louis Community Credit Union- Richmond Heights "Have done a very good job of taking care of me and my money. Started out with them for a car loan, and their staff has bent over backwards to ensure my needs are met. A friendly, helpful staff. Gateway Metro Federal Credit Union is based right here in the heart of St. Louis, servicing the area we care most about, home. Now banking with Gateway Metro has become easier than ever. Download the Gateway Metro app from the Apple and Google Play stores to view account balances, transfers funds, and deposit checks 24/7 all from your mobile ...As a member of St. Louis Community Credit Union, you can now make payments on your loans with us 24/7 simply by using a checking account or debit card from a financial institution other than SLCCU. With a simple, one-time registration, use our secure online system to process payments to your loan. It offers our members the option to enroll in ...Some of our staff volunteered at the St. Louis Area Foodbank this week and processed 15,538 meals for hungry families in our community! Crushing it … ATM Service. Everyone who opens a checking account at St. Louis Community gets a free debit card – and the best place to use it to access your money is in St. Louis Community’s ATM network. We’re proud to participate in the CO-OP ATM network, which gives you fee-free access to your funds (including withdrawals of up to $500 per day) at ... St. Louis Community Credit Union. Chartered in 1942, St. Louis Community Credit Union has been providing financial services the St Louis, MO community for over 82 years. Southtown Branch. 4435 Chippewa Street, St Louis, MO 63116 (314) 534-7610. Contact & Hours Online Banking Card Controls. Get notified instantly when your cards are used. Learn MoreCommunityAmerica Credit Union is the largest credit union in Missouri and has a 30-year history serving the St. Louis County community - and we're just getting started.St. Louis Community Credit Union. Chartered in 1942, St. Louis Community Credit Union has been providing financial services the St Louis, MO community for over 82 years. Southtown Branch. 4435 Chippewa Street, St Louis, MO 63116 (314) 534-7610. Contact & Hours Online Banking8 St. Louis Community Credit Union Branch locations in St. Louis, MO. Find a Location near you. View hours, phone numbers, reviews, routing numbers, and other info.Mortgages. With Neighbors, you can be sure of getting the best home for your family. Welcome to Neighbors Credit Union, where we make your life easier and less expensive. Join your Neighbors today and benefit with great savings, checking, loans & more.Academic, Career, and Transfer Advising strives to provide comprehensive services and support that every student needs to realize and achieve their goals and dreams. Schedule Appointment with Student Success Advisor. Mondays - Thursdays from 8 a.m.-6 p.m. Fridays from 9 a.m.-4:30 p.m.Information about the St. Louis Community Credit Union is available at Stlouiscommunity.com. For more information on preferred banking services, please contact the Treasury Office at 314-935-7750. CustomGifts.efollett.com offers staff & faculty a broad selection of customized gifts and apparel. Visit their website to browse or request a … 3412 N. Union Blvd. St. Louis, MO 63115. Fax: (314) 389-2568. Learn more: gatewayslccu.com. Drive-thrus are generally open during regular business hours. Please understand that we may restrict our lobby access from time to time. For a small monthly maintenance fee, our Preferred (Silver) Checking is right for you. For only $2.50 per month and an opening deposit of $50, you’ll receive: This account does not earn interest. Contact us or apply for a checking account!St. Louis Community Credit Union 3651 Forest Park Avenue St Louis, MO 63108 (314) 534-7610. Arsenal Credit Union 3780 Vogel Road Arnold, MO 63010 (636) 296-2171. Alliance Credit Union 1280 South Highway Drive Fenton, MO 63026 (636) 343-7005. Infuze Credit Union 5000 Illinois AvenueKeep your Money Safe from fraudsters. If you receive a phone call, text message, or email asking you for any personal identification, online banking information, or account information DO NOT RESPOND. Simply contact us directly at (636) 720-2400 . …Before joining St. Louis Community Credit Union in 1987, he held various leadership positions with other large St. Louis area credit unions. He was appointed President & CEO of St. Louis Community in January 2008. Prior to that, Mr. Adams was Executive Vice President of the institution. In his current role as CEO, he oversees and provides ...St. Louis Community Credit Union. Chartered in 1942, St. Louis Community Credit Union has been providing financial services the St Louis, MO community for over 82 years. South City Branch. 7224 Gravois Avenue, St Louis, MO 63116 (314) 534-7610. Contact & Hours Online BankingFirst Community is a not-for-profit financial cooperative, owned and operated by its members. We have $4 billion in assets with over 40 branches and 390,000+ members, serving all of St. Louis ... A. Yes, we do have notaries at certain branches. It is best to contact us at 314-534-7610 to find out the availability of the notary based on the location that is most convenient for you. You also must be a member of St. Louis Community Credit Union (SLCCU) and have a valid ID. Please note, we cannot notarize documents that have already been ... St Louis Community Credit Union in St. Louis, MO. Connect with neighborhood businesses on Nextdoor.St. Louis Community Credit Union received a refund in the amount of $7,302.05 to an account that was for ***** ***** but the account number, social security number and name did not match. There’s an $18 fee per overdraft, and you have 30 days to deposit funds and bring the account back to a positive balance. You can choose to opt out of this service by simply contacting any Member Service Representative. *Certain restrictions apply to Freedom Checking Account Overdraft Privilege. Please see Credit Union for complete details. SECURITY ALERT: West Community will NEVER contact you to ask for personal information or account login credentials through phone calls, texts or emails. If you receive an unsolicited call, text or email that appears to be from West Community do not respond. Hang up and call us directly at (636) 720-2400.Phone numbers can be "spoofed" so a …Search for "St Louis Community Credit Union. What to Expect Access to the current Online Banking through SLCCU's website (browser access) will be available through January 2020. You can begin to enroll in the new Online Banking platform as early as (TIME TO COME) a.m. on Dec. 5, 2019. Access our step-by-step guide to Online Banking and …Find out what works well at St. Louis Community Credit Union from the people who know best. Get the inside scoop on jobs, salaries, top office locations, and CEO insights. Compare pay for popular roles and read about the team’s work-life balance. Uncover why St. Louis Community Credit Union is the best company for you.Some of our staff volunteered at the St. Louis Area Foodbank this week and processed 15,538 meals for hungry families in our community! Crushing it …Best Banks & Credit Unions in Saint Louis, MO - Carrollton Bank, First Community Credit Union, CNB St. Louis Bank, Century Credit Union, Commerce Bank, Royal Banks of Missouri, Chase Bank, Pulaski Bank, Central BankAcademic, Career, and Transfer Advising strives to provide comprehensive services and support that every student needs to realize and achieve their goals and dreams. Schedule Appointment with Student Success Advisor. Mondays - Thursdays from 8 a.m.-6 p.m. Fridays from 9 a.m.-4:30 p.m.You can check your account balances, transfer funds, make loan payments, get check clearing information – even request a withdrawal, with a check mailed to you the next day. This service is free to you as part of our giveback to our members. In the St. Louis area: 314-421-7171. Outside the St. Louis area (toll-free): 1-866-534-7610, option 1.Visit one of our branches or call (314) 534-7610 for a Credit Builder Loan. Locate an SLCCU branch near you. SLCCU Credit Builder Loan type for members. Every member qualifies, so regardless of your credit, we can help you strengthen your credit score!We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs. Schedule an appointment. Find a location. Alltru Credit Union – formerly 1st Financial Federal Credit Union – is St. Louis’ better way to bank. Join us, and reach your goals.3.44%. 3.50%. Dividend Rates change on a regular basis. Minimum required deposit is $300.00. Penalties will be imposed for early withdrawal. Terms of 3, 6, 9, 12, 24, 36, 48 and 60 months available. Dividends are compounded and credited monthly. All dividends and rates are subject to change. Your savings are federally insured to at least ...Mortgages. With Neighbors, you can be sure of getting the best home for your family. Welcome to Neighbors Credit Union, where we make your life easier and less expensive. Join your Neighbors today and benefit with great savings, checking, loans & more.With the app, you can experience banking at your fingertips. Check your St. Louis Community CU account balances and recent transactions, transfer funds between …Gateway Metro Federal Credit Union is based right here in the heart of St. Louis, servicing the area we care most about, home. Now banking with Gateway Metro has become easier than ever. Download the Gateway Metro app from the Apple and Google Play stores to view account balances, transfers funds, and deposit checks 24/7 all from your mobile ...LOUIS, July 14, 2021) — Neighbors Credit Union is the “Best Credit Union” in the state of Missouri with the most satisfied customers, according to a survey conducted by Forbes Magazine and published on forbes.com. The credit union, which was founded in 1928, is the region’s sixth largest and has nine branch locations serving 45,000 ...Keep your Money Safe from fraudsters. If you receive a phone call, text message, or email asking you for any personal identification, online banking information, or account information DO NOT RESPOND. Simply contact us directly at (636) 720-2400 . …Our Freedom Checking Account gives you access to all the conveniences of our checking accounts and other services without the heavy fees and expenses you’ll find at alternative financial outlets. This second-chance account comes with checks, a debit card and Direct Deposit capabilities. After 60 days of Direct Deposit and good standing, you ...Our loan specialist can answer all your questions and show you how we outperform the competition. You can apply over the phone by calling 314-534-7610 during business hours. Our total automation allows for fast, efficient processing. We have a fully diversified First Mortgage Loan portfolio with fixed-rate terms ranging from 10 to 30 years, as ...Gateway Metro Federal Credit Union is based right here in the heart of St. Louis, servicing the area we care most about, home. Now banking with Gateway Metro has become easier than ever. Download the Gateway Metro app from the Apple and Google Play stores to view account balances, transfers funds, and deposit checks 24/7 all from your mobile ...Boat, RV & Motorcycle Loans. Explore the St. Louis area in the vehicle of your choice. Loans for boats, ATVs, RVs, campers and more. Competitive rates and terms based on your budget. Learn More.St. Louis Community Credit Union is a progressive, full-service financial institution. Since 1942, we’ve been committed to providing our members with an outstanding selection of savings and investment products, loans and convenience services – all designed to help families like yours achieve greater prosperity now and in the years ahead.Gateway Metro Federal Credit Union is based right here in the heart of St. Louis, servicing the area we care most about, home. Now banking with Gateway Metro has become easier than ever. Download the Gateway Metro app from the Apple and Google Play stores to view account balances, transfers funds, and deposit checks 24/7 all from your mobile ...Rhonda Anderson is such a great asset to 1st Community Credit Union in Tomah, Wisconsin. She was incredibly patient and kind as she showed us how to set up an online account, print checks, and learn the ropes of our new financial institution, including which accounts to use to get the best bang for our buck!St. Louis Community Credit Union. Chartered in 1942, St. Louis Community Credit Union has been providing financial services the St Louis, MO community for over 82 years. South City Branch. 7224 Gravois Avenue, St Louis, MO 63116 (314) 534-7610. Contact & Hours Online BankingBest Banks & Credit Unions in Saint Louis, MO - Carrollton Bank, First Community Credit Union, CNB St. Louis Bank, Century Credit Union, Commerce Bank, Royal Banks of Missouri, Chase Bank, Pulaski Bank, Central BankST. LOUIS COMMUNITY CREDIT UNION. Florissant Branch. 1250 Graham Road Florissant, MO 63031; Open Today: 9:00 am - 6:00 pm. Learn More. TOGETHER CREDIT UNION. Florissant Branch. 1075 N Highway 67 Florissant, MO 63031; Open Today: 9:00 am - 6:00 pm. Learn More. VANTAGE CREDIT UNION. Greenway Chase Branch.SECURITY ALERT: West Community will NEVER contact you to ask for personal information or account login credentials through phone calls, texts or emails. If you receive an unsolicited call, text or email that appears to be from West Community do not respond. Hang up and call us directly at (636) 720-2400.Phone numbers can be "spoofed" so a …St. Louis Community Credit Union is a not-for-profit financial cooperative which is owned by its 60,000 members throughout the St. Louis region, most of whom are African American. According to the NCUA, St. Louis Community Credit Union has 2,505 active Money Market accounts totaling $72,773,712 held by members. Share Certificates (CDs) - Start earning more with low-minimum balance share certificates. According to the NCUA, St. Louis Community Credit Union has 1,530 active Share Certificates held by members. St Louis Community Credit Union is a credit union that offers low-cost loans, savings, and other financial products and services to its members and the communities it serves. …St Louis Community Credit Union is a credit union that offers low-cost loans, savings, and other financial products and services to its members and the communities it serves. …Mass Save ® 0% APR Loan. save money & energy on home improvements. Learn More. St. Anne's Credit Union: Full-service community banking to help people and businesses achieve financial wellbeing. Banking, lending services, mobile access, free financial education & more.A few years back Patrick Adams, CEO of St. Louis Community Credit Union, suffered a heart attack—and survived. He shared his story Friday at the co-located CUNA Technology Council and CUNA Operations & Member Experience Council Conferences in San Francisco. If possible, he suffered his attack under the best of …St. Louis Community Credit Union is a progressive, full-service financial institution. Since 1942, we’ve been committed to providing our members with an outstanding selection of savings and investment products, loans and convenience services – all designed to help families like yours achieve greater prosperity now and in the years ahead.672 followers. 11mo. St. Louis Community Credit Union offers products and services to help build a more inclusive and equitable financial system. Social responsibility is the foundation of our ...Rhonda Anderson is such a great asset to 1st Community Credit Union in Tomah, Wisconsin. She was incredibly patient and kind as she showed us how to set up an online account, print checks, and learn the ropes of our new financial institution, including which accounts to use to get the best bang for our buck!We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs. Schedule an appointment. Find a location. Alltru Credit Union – formerly 1st Financial Federal Credit Union – is St. Louis’ better way to bank. Join us, and reach your goals. As the 9 th largest credit union in Missouri St. Louis Community Credit Union stewards over $397.31 Million in assets and proudly serves over 55,000 loyal members. With over 100 dedicated individuals as of April 2024, St. Louis Community is committed to providing exceptional financial services to its members and the community. We’re looking for dynamic people to be part of our caring team. If you have a great work ethic, motivation to excel and a desire to serve, we want to speak with you! We’re conducting open, in-person interviews on: Thursday, May 9 • 9:30 a.m. to 1:30 p.m. St. Louis Community Credit Union – St. John Branch. 2808 Endicott Ave.
Name Address Rating; Winter Wonderland: 9551 Litzsinger Rd, St Louis, MO 63124, USA: 3.8: St Ann Florist: 10446 Saint Charles Rock Road, Saint Ann: 0: Omars: 10111 Saint …. Watch a cinderella story if the shoe fits
We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs. Schedule an appointment. Find a location. Alltru Credit Union – formerly 1st Financial Federal Credit Union – is St. Louis’ better way to bank. Join us, and reach your goals.Overview Established in 1942, St. Louis Community Credit Union is headquartered in St Louis, Missouri. Network: 15 branches and 11 ATMs.; Financial Strength: Stewards over …Location of This Business. 3651 Forest Park Ave, Saint Louis, MO 63108-3309. BBB File Opened: 10/17/1975. Years in Business: 82. Business Started: 10/17/1941. Business Started Locally:St. Louis Community Credit Union was chartered on Jan. 1, 1942. Headquartered in St. Louis, MO, it has assets in the amount of $233,429,952. Its 48,933 members are served from 11 locations. Deposits in St. Louis Community Credit Union are insured by NCUA. Membership Eligibility.Peer-to-Peer (P2P) Payments. CO-OP Locator. Bill Pay. Purchase Rewards. Mobile Deposit. Skip-a-Pay. Our highly-rated app ». A trusted financial partner helping its members achieve their financial goals and live their best life. Open your account today!Some of our staff volunteered at the St. Louis Area Foodbank this week and processed 15,538 meals for hungry families in our community! Crushing it …We have partnered with St. Louis Community Credit Union (SLCCU), in collaboration with the Small Business Empowerment Center (SBEC), to fund qualified entities operating within the City of St. Louis. In alignment with SLDC’s Economic Justice Action Plan , special emphasis will be placed on financing for qualified entities located in and/or ...Best Banks & Credit Unions in Saint Louis, MO - Carrollton Bank, First Community Credit Union, CNB St. Louis Bank, Century Credit Union, Commerce Bank, Royal Banks of Missouri, Chase Bank, Pulaski Bank, Central Bank19.6 miles away from St. Louis Community Credit Union Blake Brown is your Glen Carbon local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Blake is committed to helping homeowners with home purchase loans and refinances,… read moreSavvyMoney Credit Score (aka Credit Score) is now available through online and mobile banking. Credit Score is a free service offered to help you understand your current credit score, give access to your full credit report, provide credit monitoring alerts, simulate and learn ways to improve your score, and see ways you can save money on new and …Get away with a vacation. Cash up to 3,000.00 for 12 months with rates at 6.5 %. Come see us for more details.From Chesterfield: Get on I-64 E from Baxter Rd. Follow I-64 E to S 14th St in St. Louis. Take exit 39A from I-64 E. Follow S 14th St to until you reach our location. There’s so much going on in the Downtown City of St. Louis, and we’re proud to be right in the middle of it all on Washington Avenue. 7 reviews and 4 photos of St Louis Community Credit Union- Richmond Heights "Have done a very good job of taking care of me and my money. Started out with them for a car loan, and their staff has bent over backwards to ensure my needs are met. A friendly, helpful staff. With the app, you can experience banking at your fingertips. Check your St. Louis Community CU account balances and recent transactions, transfer funds between …Regular Savings. A regular share savings account isn’t just the safest and best place to keep your hard-earned money – it’s the building block of St. Louis Community Credit Union membership. Just $1 – our minimum deposit and minimum balance – establishes your savings account and your share in our cooperative. It’s the gateway to all ... Access your accounts, make payments, and manage your finances online with St. Louis Community Credit Union. Enroll now or sign in to enjoy online banking services, mobile deposit, ATM service, and more. Problem Properties Specialist. St. Louis County, MO. Saint Louis County, MO. $21.66 - $25.99 an hour. Full-time. Equivalent to six years of experience in community development, property maintenance. Other benefits include: paid life insurance, a credit union, 457 Deferred…. Posted. Posted 30+ days ago ·.SavvyMoney Credit Score (aka Credit Score) is now available through online and mobile banking. Credit Score is a free service offered to help you understand your current credit score, give access to your full credit report, provide credit monitoring alerts, simulate and learn ways to improve your score, and see ways you can save money on new and ….